****o, I am new to this. I am currently enrolled to be an LPN and will be done in 09/2006. I want to own my own agency/be an independent contractor. I am however afraid of all the legal issues that I am going to have to be involved in such as; taking out taxes for my employees. There are so many websites out there that say their product will help you. I just need some guidance. Example, do I need a small business loan, or could I start with out of pocket money $2,500-$5,000, how do I go about getting in touch with hospitals and nursing homes, how do I get in touch with Medicare/Medicaid to do private duty.