Some companies will pay for all of your insurance, and others pay for some of it. My company pays for all of my insurance & then I have to pay $240/mo for my husband to be covered on it. Then we are responsible for co-pays- $15-20 for prescriptions, 10% for hospitalization, $20 for office visits... Every company is different, so you'll have to check with Human Resources at the company you'll be working at.